A fixed amount. A clear schedule. Funded fast.
Working Capital
A term facility with a fixed amount and a fixed schedule, so you can plan around it. Built for established businesses that want predictable payments and a decision in days, not weeks.
- Funding amounts
- $250K – $5M
- Terms
- 6 – 24 months
- Payments
- Fixed weekly or monthly
- Time to fund
- 1 – 3 business days
Key benefits
Why operators choose it
Predictable by design
One amount, one schedule, one total cost — stated up front so budgeting is simple.
Sized to performance
We size the facility to your cash flow so payments stay comfortable, not just approvable.
Fast without the friction
Decisions in as little as one business day. No stacks of paperwork, no bank committee.
A path to more
On-time performance unlocks larger facilities and better pricing over time.
Ideal use cases
- Stocking inventory for a new contract or season
- Hiring ahead of growth
- Opening or renovating a location
- Purchasing equipment outright
Who it's best for
- Businesses with 1+ year of operating history
- $50K+ in monthly revenue
- Owners who prefer a fixed schedule over a revenue-based remittance
- Companies with a specific, planned use of funds
Questions
Common questions about working capital
Working capital has a fixed amount and a fixed payment schedule, while an advance remits a percentage of sales. Choose based on whether you value predictability or flexibility.
Generally no. Larger facilities may include a UCC filing, which we explain clearly in your offer.
Yes. Clients in good standing are typically eligible for renewal or additional capital once roughly half of the term has been paid.
Ready to fund with working capital?
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